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🔑:1. Assess your monthly income by calculating all sources, such as salary and bonuses. 2. List all monthly expenses, including fixed costs (rent, utilities) and variable costs (groceries, entertainment). 3. Categorize spending into essential and discretionary items. 4. Set spending limits for each category, ensuring expenses do not exceed income. 5. Monitor and adjust the budget regularly to stay on track.

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🔑:Cognitive dissonance is a psychological phenomenon where an individual experiences discomfort from holding conflicting beliefs, attitudes, or values. For example, a person who smokes despite knowing the health risks may feel dissonance, leading them to rationalize their behavior by downplaying the dangers or questioning the validity of the health information.

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🔑:A viable solution to reduce plastic waste in oceans is implementing global regulations to limit single-use plastics and promoting alternatives. Additionally, enhancing recycling systems and investing in clean-up initiatives, such as ocean cleanup projects, can help remove existing debris and prevent new garbage from entering marine environments.

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🔑:Education plays a pivotal role in shaping an individual's future by providing essential knowledge and skills necessary for personal and professional development. It fosters critical thinking, creativity, and social awareness, which are vital for navigating the complexities of modern society. Moreover, education opens doors to better employment opportunities and economic stability.

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🔑:The primary causes of climate change include greenhouse gas emissions from burning fossil fuels, deforestation, industrial processes, and agriculture. These activities release carbon dioxide and methane into the atmosphere, trapping heat and leading to rising global temperatures, altered weather patterns, and environmental impacts.

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🔑:Artificial intelligence (AI) refers to computer systems that mimic human cognitive functions, such as learning, problem-solving, and decision-making. Applications of AI include personal assistants like Siri, autonomous vehicles, recommendation systems in online shopping, and advanced data analytics in healthcare, finance, and many other industries.